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Accept, manage, and grow payments

Introducing GETTRX One, a unified payments platform for Merchants, ISVs platforms, and Payment partners.

Credit card & ACH processing, digital payments, and embedded payment capabilities in one solution-covering onboarding, underwriting workflows, payment acceptance, reporting, disputes, and portfolio management.
  • Fast hosted onboarding
  • KYC/underwriting workflows
  • Recurring, End-to-end solutions
  • Full or Partial White-Label
  • APIs
  • SDKs
  • Virtual Terminal
  • Edgepay
  • Gateway Agnostic
  • ACH + Statements
  • Mobile Payments
  • End-to-End Solutions
  • Compliant Dual Pricing
  • Donation Software
  • QuickBooks Integration
  • Invoicing
  • Fast hosted onboarding
  • KYC/underwriting workflows
  • Recurring, End-to-end solutions
  • Full or Partial White-Label
  • APIs
  • SDKs
  • Virtual Terminal
  • Edgepay
  • Gateway Agnostic
  • ACH + Statements
  • Mobile Payments
  • End-to-End Solutions
  • Compliant Dual Pricing
  • Donation Software
  • QuickBooks Integration
  • Invoicing
  • Reporting + disputes in one portal
  • White-label tools for partners
  • Recurring
  • Customer on File
  • Payment Links
  • Low-High Risk
  • Cash Discount
  • 1-Click Signature
  • Real-Time UW Visibility
  • Automated Onboarding
  • View/Manage Disputes
  • View Transaction Details
  • Unlimited Split Funding
  • View Residuals and Portfolio Management
  • Custom Onboarding Templates
  • Reporting + disputes in one portal
  • White-label tools for partners
  • Recurring
  • Customer on File
  • Payment Links
  • Low-High Risk
  • Cash Discount
  • 1-Click Signature
  • Real-Time UW Visibility
  • Automated Onboarding
  • View/Manage Disputes
  • View Transaction Details
  • Unlimited Split Funding
  • View Residuals and Portfolio Management
  • Custom Onboarding Templates
Official Processor of NHRA
GETTRX Dashboard
years in business
25+ Years in business
merchant onboarding
5 min Merchant onboarding
isv integration
1-3 days ISV integration
platform uptime
99.999% Platform uptime
US/EU Racing Wins
50+ US/EU Racing Wins

Built for Merchants, Agents, and ISVs / SaaS platforms

Merchant services and processing, white-label partner tools, and embedded payments with monetization.

For Merchants

Everything you need to accept payments, manage operations, and stay in control-without juggling disconnected systems.

  • Card + ACH acceptance, refunds, and payouts
  • Virtual terminals, payment links, and customer-on-file
  • Reporting and dispute/chargeback workflows
  • Flexible pricing programs (e.g. surcharge / dual pricing)
  • Gateway agnostic (use our own, or any available)

For ISVs & SaaS Platforms

Integrate embedded payments, monetize transactions, and fully brand the experience-without building payments infrastructure.

  • APIs / SDKs + webhooks for payments and onboarding
  • Tokenization and PCI-friendly flows
  • Split funding / platform fee mechanics
  • Brandable components for a white-label UX

For Agents & Resellers

Offer a complete, fully white-labeled payments experience under your brand-without building the stack.

  • White-label onboarding flows + brandable portal
  • Portfolio analytics and residual reporting
  • Application tracking + underwriting collaboration
  • Works across different gateways / reporting sources

Plenty of Features to Meet your Business Needs

Whether you are a Business looking for payment processing, an ISV looking to become a Fintech, or an Agent looking to become a Fintech, GETTRX One has features that will take your business to the next level.

Payment Processing & Merchant Services

  • Card + ACH processing with common transaction flows (auth/capture/sale/void/refund)
  • Tools for accepting payments: virtual terminal, payment links, customer-on-file
  • Operational visibility: deposits, settlements, statements, and reporting

Embedded Payments for SaaS Platforms

  • Developer tooling: APIs/SDKs and webhooks (with delivery status + retries)
  • Tokenization-friendly approaches to reduce PCI burden
  • Brandable UI components and hosted onboarding options

Payment Monetization

  • Platform economics: earn from payments while staying aligned with your merchants
  • Split funding / fee mechanics to support your business model
  • Partner-level control and reporting across portfolios

Full-Service White-Label Payments Platform

  • White-label onboarding and portal experiences for agents and partners
  • Portfolio analytics and residual / payout reporting
  • Brand the experience as your own-without rebuilding the infrastructure

How It Works

Simple, high-trust flow that supports merchant services, embedded payments, and white-label go-to-market.

onboard

Onboard

Merchants: Sign up online for a merchant account and get immediate access to your payments mission-control dashboard
ISVs & ISOs: Use our whitelabel hosted onboarding or integrate via APIs/SDKs to onboard your merchants in minutes.

process payment

Process Payments

Accept card and ACH payments using our virtual or in-person terminals & card readers, payment links, e-commerce plugins, invoicing solutions, and full suite of APIs to meet any integration needs

operate scale

Operate & Scale

Centralize reporting, settlements, disputes/chargebacks, deposits, statements, and more.
Get full portfolio oversight across all your merchant accounts, partners, and platforms.

Why GETTRX Beats the Competition

For Merchants

Start taking Payments Immediately

Fill out an application in minutes, and start processing payments immediately through any of our payment processing solutions and e-commerce plugins, with support for your customer's preferred payment methods (Card, ACH, Apple Pay, Google Pay)

End-to-end Gateway and Terminal Agnostic Reporting

Comprehensive analytics and reporting regardless of the gateway, or terminal solution that you are using -- True end to end visibility of your merchant accounts

Enterprise Grade Security

PCI Compliant Tokenization, advance fraud prevention tools with device fingerprinting and AI, and bank-grade security

For ISVs

Rapid Go-To-Market

Launch payment processing with our embedded payment solutions in days with our no-code hosted payments and onboarding solutions, and comprehensive API suite

Payment Monetization

N-way split funding, platform fees, partner fees -- Monetize every transaction at the point and time of sale

Developer-First APIs

Complete API suite with SDKs, Webhooks, sandbox environment, and developer playground for rapid integration

For Agents & Resellers

Complete White-Labeling

Become a Fintech without investing millions of dollars and years of development with our fully brandable merchant portals, onboarding flows, payment pages, and APIs -- Operate under your own identity

Unified Platform

Single platform for you and your merchants for onboarding, underwriting, payment acceptance, reporting, dispute management, and portfolio management across all segments

Residual Payments

Transparent residual reporting and automated payouts for agents and resellers

No Hidden Charges!

Plans that meets your Business Needs

Merchants ISVs & Payment Partners

Flat Rate

One rate locked in for the lifetime of your account

Starting at

2.90% + $0.30*
Per In-Person Transaction
3.40% + $0.30*
Per Online / Keyed Transaction
  • One price regardless of card type.
  • ACH Processing (1.00% + $0.30)
  • Advanced Invoicing Solution with Quickbooks Integration (+$15.00)
  • 24/7 US Customer Service

Custom Solutions

Expert-led processing statement consultation to find the best pricing program that fits your business

  • Pricing based on volume and business type
  • High Risk business types supported, including but not limited to Nutraceuticals, CBD, Dating, etc.
  • Full Suite of Reporting Tools
  • Advanced Invoicing Solution with Quickbooks Integration
  • Dedicated 24/7 US Customer Service

Custom Solutions

Become a Fintech instantly and start monetizing your payments in days

  • Competitive buy rates and revenue share
  • Full or partial whitelabel of GETTRX One
  • Low & High-risk businesses supported
  • Full Suite of advanced payment features for you and your merchants
  • Portfolio level reporting tools
  • Managed Terminal & VAR Deployments
  • Dedicated 24/7 US Customer Service

Frequently Asked Questions

Why should I choose GETTRX?
GETTRX offers transparent billing and competitive rates, all backed by the industry's best customer service! We approach each customer relationship with the same degree of care and commitment we did when we started the company over thirty years ago. Our highly skilled specialists take the time to fully understand your business, then develop personalized, tailored solutions designed to anticipate your needs and help you scale.
What is a Merchant Account?
A merchant account allows your business to accept credit and debit card payments in exchange for your product or service. GETTRX, as an acting Merchant Service Provider (MSP), assists you in your business operations by handling the responsibility of maintaining your processed payments within the federal/state regulations and depositing funds into your bank account. All backed by our industry leading customer service and hands-on risk protection departments.
What type of businesses can process payments with GETTRX?
All types of businesses can process their payments with GETTRX. Whether your business takes payments in-person, online, or needs the capability to split a transaction amongst accounts for your software, we have the right solution for you. GETTRX serves both low risk and high risk merchants.
How Long Does the Setup Process Take?
For Retail and Restaurant (In-person payments) we have a two-hour turnaround for submitted applications with all the required documents. In special cases we can have any type of business accepting payments within 2 business days.
When can I expect my funds in my bank account?
GETTRX's merchants can see their funds deposited in their account after 2 banking days. Next Day Funding is offered for qualified merchants.
What is GETTRX One?
GETTRX One is a unified payments platform for merchants, agents/resellers, and ISVs—covering onboarding and underwriting workflows, payment acceptance, reporting, disputes, and portfolio management.
Do you support embedded payments for SaaS platforms?
Yes. GETTRX One supports embedded payments with APIs/SDKs and webhooks for payments, onboarding, reporting, and disputes, plus tokenization-friendly and brandable UI components.
Can agents or payment partners white-label the full service platform?
Yes. Partners can white-label onboarding and the portal experience to offer a complete payments platform under their own brand.
How do SaaS platforms monetize payments?
SaaS platforms can monetize payments through platform economics such as transaction-based fees and split funding mechanics, while maintaining a branded payments experience for their merchants.
Is this only for ISVs?
No. GETTRX One is designed to serve merchants directly, as well as agents/resellers and SaaS platforms that want embedded, monetizable payments and a white-label-ready experience.
What is GETTRX Zero?
GETTRX Zero is the only way to offset part of, or eliminate entirely, your interchange fees.
Am I permitted to use the GETTRX Zero Program in my state?
GETTRX Zero is authorized across all 50 states following the compliance with the rules and regulations established by the Durbin amendment to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.
What are the costs associated with a GETTRX Zero merchant account?
As a business owner all you pay is $39.00 per month. GETTRX Zero has saved merchants thousands of dollars. No transaction fees, no discount rate, no batch fees, no interchange and card brand fees, only the $39.00 per month. No PCI compliance fee only after providing free PCI compliance validation at the time of installation.
What types of businesses can use this program?
Whether you take payments at the counter or online, GETTRX allows for any type of business to benefit from GETTRX Zero.
What if I feel like the GETTRX Zero is not the right fit for my business?
Thousands of merchants across the country have switched over to cash discount programs; from hair salons to auto repair shops to companies that do business to business transactions. GETTRX Zero is the lowest priced of all the competitors's Cash Discount Programs, but of course we have the traditional pricing plans to offer as a service. Your satisfaction is on the top of our list.
What Are The Payment Types I am Able to Accept?
We supply our merchants with multiple channels to accept payments as needed for their business. This list includes, but is not limited to: Mobile Payments, In-Person and Contactless Payments, eCommerce Payments, Virtual Payments, APIs, and ACH.
Are my payments secure?
Here at GETTRX we house the industry's best Risk Management team to oversee all payment activities on your merchant account. Our team utilizes monitoring and alerting tools which provides observability 24-hours a day, 7-days a week.
Our online merchants have extended security through our gateway service, EdgePay. EdgePay's token service allows you to request a token via API, user interface, or from EdgePay Pivot, our in-session, JavaScript method. This allows any merchant integrated with EdgePay to maintain PCI Compliant, by not storing any sensitive card data on their servers.
Does GETTRX offer Contactless Payments?
We offer a selection of terminal options for Contactless payments (e.g. Apple Pay or Google Pay) that allows you and your customers to make a card present transaction without the physical exchange.
Want to learn more? Email sales@gettrx.com or give us a call! Our Payment Experts are here to give their insight and answer any questions you may have on Contactless Payments.
How can I set recurring payments?
GETTRX's payment gateway EdgePay makes it quick, easy, and simple to create recurring payments. In our Processing Center, we provide your team with the capabilities to build new programs; add customers or contracts; add, modify, or delete payments; and view your customers' history with one-click refund capabilities. We also provide you with alerts on declined transactions and expiring contracts.
Can I manually enter, or key-in, a payment?
If you run into an issue where your terminal is not able to accept a direct swipe or EMV payment, or just need to take a payment over the phone, rest assured you are able to manually enter a card payment on any one of our terminals.
What is PCI DSS?
Payment card industry compliance refers to the technical and operational standards that businesses follow to secure and protect credit card data provided by cardholders and transmitted through card processing transactions. PCI standards for compliance are developed and managed by the PCI Security Standards Council.
What is Tokenization?
Tokenization is the process of protecting sensitive data by replacing it with an algorithmically generated number called a token. Often times tokenization is used to prevent credit card fraud. In credit card tokenization, the customer's primary account number (PAN) is replaced with a series of randomly-generated numbers, which is called the "token."
What is Point to Point Encryption (P2PE)
Point-to-Point Encryption (P2PE) is an encryption standard established by the Payment Card Industry (PCI) Security Standards Council. It requires that payment card data be encrypted immediately upon use with the merchant's point-of-sale terminal and cannot be decrypted until securely transported to and processed by the payment processor.
How does P2PE help prevent the loss of cardholder data in the event of a data breach?
P2PE prevents loss of cardholder data by keeping clear-text cardholder data from being present in a merchant or enterprise's system or network where it could be accessible in the event of a data breach.
The purpose of a PCI-validated P2PE solution is to immediately encrypt cardholder data using the validated POI device, thus eliminating any clear-text cardholder data, which could be picked up by hackers.
How do I make sure that my online transactions aren't fraud?
Our best in class payment gateway "EdgePay" has all the fraud detection, management, and mitigation tools you'll need already built in so you can focus on running your business, while we eliminate the fraud.
What Terminal Types are available for my business?
We support all types of terminals: Mobile Terminal, Mobile POS, Countertops, PIN pads, Multilane, POS Integrations, and Kiosk/Unattended.
What is a payment gateway?
A payment gateway is a platform that allows you to process payments manually, online, or via API. The payment gateway works in the backend to encrypt and authorize a transaction so you can receive your payments for your product and service the same way as a standalone terminal. To learn more about GETTRX's gateway, "EdgePay" visit docs.gettrx.com
What is a chargeback?
Anytime a card holder reaches out to their credit card company to dispute a sale for one of your products or services, that is a chargeback. Our team will step in on your behalf to represent you in the chargeback dispute, talking directly to the issuing bank and we will request all the supporting documentation from you to defend your sale and fight for your profits.
What's the Difference between a Void and a Refund?
Voiding "cancels" a sale, whereas a refund is a separate, offsetting negative sale. If possible, it's always better to void rather than refund.
Now that I've been educated, what is my next step?

Call us at: 888.775.1500

Hear What Our Clients Say
About Us

Nick Newson

Nick Newson

CEO and Founder, Ytel

Paul Lee

Paul Lee

McLeod Racing LLC, President

Jaan Bhatia

Jaan Bhatia

CMO Primitive Skate

Saved us both time and money

★★★★★

"Forget that GETTRX said they could do the job, and never mind that they saved us both time and money, most important is that my team and I feel we are in the hands of payment processing experts to help us solve challenges and grow our business."

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